
Understanding the Concept of Credit Scores and Credit Report
Credit scores are numerical analysis of the information obtained from a person’s credit files. It simply expresses the creditworthiness of a person seeking to use some sort of credit product indicating the likelihood that the person will pay his bills. In the United States, Credit scores are generally obtained from the credit report generated from […]

The Dave Ramsey 7 Baby Steps to Total Money Makeover
Dave Ramsey is a popular and influential TV/Radio Icon in the world of Personal Finance. He advocates getting out of debt as the pathway to financial freedom and wealth. Bellow are my understanding of his 7 baby steps to total money makeover a great book that changed my perspective about debt. Step 1. Build Up […]

The Path To Financial Freedom
One may wonder, what it means to be financially free. Financial freedom is the ability to live without financial burden that is created by debt. The Burden of debt enslaves an individual to a life of misery and chaos! Have you asked yourself, how does it feel to become financially free? What does it mean […]

The Richest Man in Babylon
THE RICHEST MAN IN BABYLON The Richest Man in Babylon is one among many great books written on personal finance. George Samuel Clason had a beautiful way of sending his message across that is very captivating and keeps the reader going. His book has so many life lessons, that when put to use as he […]